新2会员网址（www.hg8080.vip）:Investing requires knowledge and guts
hội bàn đề（www.vng.app）：hội bàn đề（www.vng.app） cổng Chơi tài xỉu uy tín nhất việt nam。hội bàn đề（www.vng.app）game tài Xỉu hội bàn đề online công bằng nhất，hội bàn đề（www.vng.app）cổng game không thể dự đoán can thiệp，mở thưởng bằng blockchain ,đảm bảo kết quả công bằng.
NO one wants to lose money, especially in the current challenging times, and that explains why even the most savvy of investors are shifting portfolios and changing strategies to safeguard their investments.
This is so since experts have warned of uncertain economic times ahead with rising inflation and interest rates globally.
But as in any crisis, there are also opportunities. It requires sound investing knowledge to identify them and the courage to take action.
“Most people find investing to be challenging as they can lose money if they don’t pick the right investment. If the investors have no idea of what they are doing, they may even end up losing their capital and savings.
“But if you do not invest at all, then your money is guaranteed to shrink by at least 2% to 3% or maybe higher year-on-year because of the inflationary pressures,’’ Whitman Independent Advisors founder and managing director Yap Ming Hui said.
As to the current challenging times, he said: “Don’t get overwhelmed by the bad news. Instead, review your financial plan and build an investment plan. Be bold to invest at low points to grab great discounts in the US, China and Malaysian stock markets.’’
Accumulating wealth is a given and so should be building a retirement fund. But not many have enough funds to live in their retirement. This is because of several reasons.,
,Tài xỉu online uy tín（www.vng.app）：Tài xỉu online uy tín（www.vng.app） cổng Chơi tài xỉu uy tín nhất việt nam。Tài xỉu online uy tín（www.vng.app）game tài Xỉu đánh bạc online công bằng nhất，Tài xỉu online uy tín（www.vng.app）cổng game không thể dự đoán can thiệp，mở thưởng bằng blockchain ,đảm bảo kết quả công bằng.
The two years of lockdown have seen many withdrawing from their Employees Provident Fund savings to ride the tide.
Wages are stagnant and people are faced with high inflation and rising cost of living. But Yap believes one of the surest ways to grow retirement assets is through investing.
He believes that all middle-class Malaysians should be able to accumulate enough wealth to enjoy a good retirement lifestyle. However, in reality, more than 50% of the middle-class fail due to unnecessary investment losses.
This prompted him to release his book titled “Financial Freedom Investing.’’ He has been advising clients for more than two decades and has incorporated some of his experiences dealing with clients in the book.
“I have been advising clients to invest their serious money – money that they cannot afford to lose and don’t want to risk.
“It is a playbook to help middle-class Malaysians overcome the day-to-day challenges with investing – be it from a strategic level, risk management or the right mindset – to accumulate sufficient retirement assets and achieve financial freedom,” Yap said.
He added that most of the books he has read on investing “missed the mark.”
“They are either too general or explicitly focused on one investment vehicle: unit trusts, exchange-traded funds or specific asset classes like shares, gold and properties.
“They also do not address specific issues that people would face when investing their serious money to grow retirement assets,’’ he said.,